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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:they go from Chile to USA and Bahamas, they are sister with brother no spose do this insurance Patriot America is for 2 countries, please tell me where expecific that

A:
They would need separate policies. However, Patriot America and Patriot America Plus can cover in any country outside of their home country of Chile. Patriot America does not include benefits for Covid-19 if contacted after the effective date of the policy, Patriot America Plus does. Please let us know if you have any additional questions.
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Q:How your insurance COVID testing for travel ?

A:
None of the plans will cover Covid-19 testing for travel. If you have additional questions, please let us know.
{{currentOrigin}}/answers/visitors-health-insurance/insurance-covid-testing-travel-22596/

Q:Does receiving premium tax credit for health insurance through market place consider public charge for an adjustment of status applicant?

A:
We cannot advise on tax issues related to immigration or insurance through the Health Care Exchange. You would have to contact a Tax consultant and/or an immigration attorney.
{{currentOrigin}}/answers/new-immigrant-medical-insurance/premium-tax-credit-health-insurance-market-place-public-charge-adjustment-of-status-applicant-56638/

Q:HiI am a US citizen but a fulltime resident in Bermuda. I am traveling to the United States on a business trip from 17 February 2021 hoping to return to Bermuda on 27 February 2021. I want quarantine insurance in the event I test positive for Covid and must quarantine. Which plan do you recommend.

A:
Unfortunately, there would not be a plan available that could offer quarantine coverage within the United States. However, you may have medical coverage under the Patriot America Plus plan as long as your primary residence is outside the USA. Should you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/travel-insurance/patriot-america-plus-visitor-who-is-us-citizen-53350/

Q:My boss is having his wedding at the Half Moon Resort in Montego Bay, Jamaica on 2/2/22. His party will be arriving on 1/27/22.In addition to travel insurance for himself and his fiance, wants to buy insurance to cover the following exposures:1. If Jamaica closes the border to tourists due to COVIC;2. If Jamaica allows tourists but the venue itself closes and cancels all events for any reason to include COVID;3. If my boss or his fiance cannot enter Jamaica as one or both of them is diagnosed with COVID.4. If my boss or his fiance cannot enter Jamaica due to COVID diagnosis, cancellation and reimbursement of expenses due the venue for the event. Thank you.

A:
Unfortunately, there would not be a plan available that would allow you to insure the cost of the wedding. Should you have additional questions or need further assistance please let us know. You may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/other-insurance/trip-insurance-for-wedding-costs-23012/

Q:Does the Atlas MultiTrip insurance from WorldTrips cover cruises on cruise ships?

A:
The Atlas Multi Trip plans cover you anywhere outside of your home country including during travel, and for cruises as well. If you have additional questions, please let us know.
{{currentOrigin}}/answers/international-travel-medical-insurance/atlas-multitrip-insurance-worldtrips-cover-cruises-cruise-ships-23546/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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