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Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:How do I make a claim for a missed flight and for damage to items in luggage?
Q:Hi, I currently have PEP insurance. I want to add dental cover - and I looked at the Careington Dental plan.Please advise if removal of wisdom teeth is covered in the plan as I am not familiar with the medical terms used in the Schedule.
Q:I am a born US Citizen returning back for the first time after 19 years. I am 22 years of age and am looking for a medical insurance for a temporary period (one month). Can you please guide me if you have any such plans for me?Thanks.
Q:My daughter graduated at University of Minnesota now (December/2022) and she applied to OPT but does not receive her EAD card yet.Probably she will receive her EAD card only in middle of February/2023.Can she enroll in Insubuy Exchange Guard Essential now as she does not have her EAD card (but she applied for it)?Best, Neusa Buss
Q:Seeking to purchase comprehensive travel insurance for cancellation of trip due to health, work epidemic, terrorism, death, etc. Lost luggage, flight issues, illness or death in another country, return travel Which insurance plan covers all of the aforementioned and things that I may have not thought of that is reasonable? I am traveling with approximately 15 others and they are interested in quotes for Norwegian Jade trip - Greece July 2023. When should insurance purchase be paid by?
Q:We reached USA in November 2021 and were having Travel Insurance Policy from Indian Company TATA AIG. We had to extend our stay in USA beyond six months because we applied for Immigration Status Change. Last month our travel Insurance policy expired after 365 days and can't be renewed and we are still in USA. Do you have any Medical Insurance Plan that will cater our requirement with our current status being Indian Citizen residing in USA and waiting for the Green Card.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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