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All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:University of Central Florida Student insurance Dear InsuBuy, I am currently an international Master student from Taiwan at UCF. I received a letter from you since I am a customer of you. I would like to get a quote about an international student insurance at UCF. The coverage should be covering all of the international student at UCF criteria. Thank you for your time.

A:
You can look at the prices at /study-usa-healthcare/student-health-insurance/ You can make instant purchase online at /international-student-insurance/ Yes, Study USA meets all the requirements for UCF and we have hundreds of students insured at UCF. That is why we even have special web site for UCF, /international-student-insurance/
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Q:Short term medical insurance in Florida Hello, I am have a client who is changing jobs and is interested in short-term major medical. Please contact me regarding the plans you have available as well as the applicable rates. My client is a 52 year old non-smoking female in good health.

A:
You can look at various products in FL at /short-term-health-insurance/ You will be able to get the benefits and rates. And you will also be make instant purchase online. If you have any additional questions, please feel free to contact at any time.
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Q:Insurance for visit to Germany my brothers and sister were wondering if we could purchace any sort of insurance for out mom and dad who are going to Germany and dont see why they need insurance thanks

A:
You can purchase insurance for trip to Germany at /schengen-visa-insurance/ On that web site, you would be get instant quotes for various products, compare them side by side and make instant purchase online. Please feel free to contact us at any time if you have any other questions.
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Q:Insurance for new immigrants parents I found your contact info on the website <a href='/'>/</a> I was wondering if you could answer a quick question. My mum and dad are Green Card holders (since 2000). They visit the US every year for a month or two and go back to India. Beginning middle of next year they are planning to spend longer periods in the US (6 months to begin with), and in a year or so after that may move here permanently. Could you give me an idea of what types of insurance and approximate costs would be associated with getting them insurance here in the US. My dad is 72 and my mum is 68 years old. They would stay either with me in Dallas or my sister in Atlanta. Also would they ever be eligible for Medicare once they become US Citizens? Thanks

A:
Thank you for your interest in purchasing health insurance for your parents. 1. You can look at new immigrant plans at /new-immigrant-insurance/ 2. You can read /new-immigrants-medical-insurance-plans/
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Q:Protection America vs WorldMed for new immigrants My mom is 59 and just arrived in US. She is generally healthy and has no serious illnesses. She is going to become Permanent Resident, so I want to get a long term and stick to it for 3+ yrs to get over the preexising hurdle. 1. Which one is better, I am considering Protection America vs. WorldMed 2. Should I chose $100 or $500K If I choose $100K and then change to $500K, will it be considered new policy and hence the clock starts all over again for preexising 3. If I go from $2500 to $1000 deductible, will it be treated as a new policy Thanks,

A:
1. Green card holders are not eligible to purchase WorldMed. Therefore, Protection America is a clear choice. 2. Either one is fine. Your understanding is correct. 3. Yes. Thanks for the quick reply. If I buy 12 months Protection America from your website can it be cancelled? Does the rate change once the policy holder becomes 60? 1. Look at the cancellation rules at /myaccount/ 2. Yes, only when you renew after turning 60. Final questions, I promise :) 1. Can my mom continue Protection America policy after she gets Green Card and SSN or will I have to apply for new policy again? 2. Can I get a policy for 12 months, but pay monthly? 1. Yes, she can continue until she is US citizen or 3 years, whichever comes first. 2. Buying and paying is one and same thing. If you want to buy for 12 months, you pay for 12 months upfront. If you want to pay monthly, buy for 1 month and renew monthly, at no extra charge. Renewal link is available at /myaccount/. If I am buying long-term, is Patriot America better option as it is cheaper with same coverages? Few differences: Patriot America is 2 years vs. Protection America is 3 years. Patriot America is minimum 3 months initially while Protection America can be renewed monthly. Choose one accordingly. I bought Patriot America from your website for 1 yr. Why can't buy longer than 12 months? Is it considered new policy after 3 yrs or can I continue to renew on the policy? Thanks, 1. That's the rule. 2. Yes, new policy after 2 years in Patriot America. If it is a new policy after 2 yrs, then I assume it resets the preexisting conditions clock. There is no way to overcome that? You are right. There is no way. Only other option is to buy the bridge plan, available for 5 years. /new-immigrants-health-insurance/
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Q:Need gap or bridge insurance for new immigrants to USA I am a British citizen I married a USA citizen 2 years ago I will be receiving a green card end of this year I will require private medical insurance for three years till I become eligible for USA medicare / medigap in Jan 2013 I have no exisitng medical health problems. Date of birth : 09 / 13/ 1940 Please send me a private medical insurance plan.

A:
Thank you for your interest in purchasing "gap" or "bridge" insurance. Please look at the brige plan, available at /new-immigrants-health-insurance/ If you have any other questions, please feel free to contact us at any time.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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You could lose your non-refundable trip costs if you had to cancel your trip.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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Most schools require international students to purchase health insurance.

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