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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:We took out the Diplomat America policy last month for M and another policy for his wife - F on Atlas America (A91745734). Since this, we have re issued another policy for M on Diplomat America. F has had a baby, 3 weeks ago and I am wondering if we can add the baby to one of the policies? The baby was born here in the US.

A:
Unfortunately, the baby as a U.S citizen will have to have a domestic insurance plan and we do not offer domestic plans to newborns at this time.
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Q: We are group of 10 traveling to Mt Kailash. Please let me know more information.

A:
Please use the link listed below for more information about the plan available to your group for coverage: Kailash Mansarovar Yatra Travel Insurance If you have any additional information please feel free to contact our office.
{{currentOrigin}}/answers/international-travel-insurance/mount-kailash-group-insurance-28545/

Q:I am applying for a visa for French Polynesia and one requirement is that I have medical insurance that will cover me for one year. Is it possible if I buy the insurance, that you can provide me with a letter stating that? I read another user had the same problem and she suggested using your services because you provided the letter and a refund if the visa was not awarded.

A:
Thank you for your interest in purchasing insurance through us. We have many insurance plan that meets Schengen visa requirements. As soon as you purchase insurance you will receive confirmation by e-mail. You will receive a visa letter for visa purposes upon completion of your application. Schengen Visa Insurance Please enter appropriate criteria. You will find many plans. Please feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/europe-visa-insurance/schengen-insurance-visa-letter-31789/

Q:Presently I am working on OPT. Am I eligible to purchase Atlas exchange health insurance?

A:
Thank you for contacting Insubuy for you insurance needs. The Atlas Exchange plan is available to students on OPT. Please keep in mind this plan is not ACA compliant. If you need an additional assistance please feel free to contact our office.
{{currentOrigin}}/answers/other-insurance/atlas-exchange-for-opt-27073/

Q:I am presently in India and going back to the US on 29th of May. I have booked my trip on the 16th of March. I want to have a travel protection plan.

A:
As you are already on your trip so you can't purchase trip insurance to protect your trip cost. Trip insurance you have to purchase for roundtrip. You can purchase medical insurance which will cover any medical problem during travel, evacuation, repatriation etc. and your primary destination will be India. You can purchase this insurance for minimum of 5 days. Please visit our Travel Outside USA section below: Travel Health Insurance Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/international-travel-insurance/trip-insurance-while-on-trip-30612/

Q:hi i am currently i'm on F1 status in USA. Studying. age 34. I need the same plan that my friend had.

A:
Thank you for your interest in purchasing insurance through us. They had Safe Travels USA Comprehensive plan. You can purchase the same plan as long as there is no insurance requirements from your school. If yes, please send us those requirements in e-mail. She had $50,000 coverage with $0 deductible. You can purchase with any combination of deductible and maximum coverage. Safe Travels USA Comprehensive , So you can purchase it online or give us a call at (866)INSUBUY and will be glad to process the application over the phone. If you provide us the your travel date and which state do you need coverage will be glad to send quote by e-mail also. You can also find more plans for F visa holders Please feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/international-student-health-insurance/requesting-the-same-insurance-plan-as-a-friend-14599/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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