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Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I want to buy an insurance plan but I have certain terms and conditions from my School/university and would like to know if any of your insurance plan comply with them and if yes, then which plan. The terms and conditions are as follows My plan is provided by an entity or carrier that is approved to do business in the United States and is ACA compliant (100% for preventative care and contraceptive coverage, immunizations and screening test; pregnancy as any other illness or injury; unlimited benefits). My plan includes coverage for all pre existing conditions with no waiting period. My plan provides coverage for all essential benefits without limitation. My plan does not require me to pay out of pocket for services and then get reimbursed. This is not the same as a co-payment or your deductible My plan offers an unlimited policy year maximum. My plan's deductible is less than $6,001. My plan provides in-patient care (including mental health care) and outpatient care (including office visits, out-patient mental health care and ancillary procedures). Coverage for emergency-only care does not satisfy this requirement. My plan has coverage for injuries or illnesses that occur as a result of alcohol, drugs or attempted suicide as any other illness or injury. Thank you. I will be waiting for your reply.
Q:I would like to know if you could suggest available health insurance plan that is compliant with my university. I am studying in Southern Illinois University Carbondale and I wish to know the deductibles and short term coverage month rates (fall) semester. Could you please let me know if the provided plan is compliant with my university.
Q:I need to travel to the following countries in the next 6 months and instead of buying one for each, is there a plan that will cover multiple country? I would still need the letter for visa requirement purposes for Schengen and UK United Kingdom Schengen area Japan Philippines If there is, what should i choose during quotation request.
Q:I am a graduate international student at Columbia University and will be pursuing a distance learning program. So I won't be here in person except a few days when I have to do in person check ins. Columbia is forcing me to get their health insurance but it's too expensive especially because I won't even be here. So I'm looking for alternative international student health insurances. Columbia University's requirements are listed here:
Q:Which delivery method should I go with? How long will I receive the package?
Q:I am currently doing my France visa and they're asking to provide a travel health insurance certificate. I would like to know which one of the insurance plans of yours I should go with and how much would the deductible be?
Can't find answers to your questions?
Ask our specialists - Licensed and experienced insurance professionals in the U.S.
DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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