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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:My daughter is studying in Finland for the fall semester and the Finnish consulate is asking for proof of insurance as noted below. Her primary insurance through my work doesn't meet these requirements. She needs to purchase insurance to meet these requirements. A $250.00 deductible is acceptable for her. Let me know if you need any further information. I have included the information supplied from her primary insurance in case this is relevant.
Q:I am an international student and will enroll Kent State University this Fall for the next 3 semesters. I wanted to find an affordable plan for my wife and me during this time that I can use to wave my student insurance that the school offers. The insurance plan must be provided by a company licensed to do business in the U.S. with a U.S. claims office address, U.S. claims phone number, and insurance plan information available in English. Short term travel insurance does not qualify. Reimbursement programs (includes reimbursement vouchers from home governments or their U.S. based consulates) do not qualify. Cost sharing schemes do not qualify. Plan provides coverage, unconditionally, for pre-existing conditions. The plan must provide inpatient and outpatient care. This includes office visits and behavioral health visits. Plan must have a deductible not exceeding $500 per person per policy year. The plan must provide major medical benefits of at least $500,000 in coverage per sickness or injury. The plan's total out-of-pocket costs may not exceed $5,000 per policy year. Plan must provide pharmacy benefits. Plan must provide maternity benefits. Plan must provide mental health benefits.
Q:I am attending UCF this fall semester and I am interested in your insurance. I just want to ask you if vehicle accident insurance is also included in your insurance package.
Q:I'm going to america with K1 visa(fiance visa) next month. I will marry my finance a month after my arrival. Before we marry, we are planning to go on a roadtrip to several national parks across the states, and doing camping/hiking in mountains. Therefore, I need an insurance for a month until marriage. I would like to know what types of insurance is available in such a case.
Q: My parents are planning to visit me in California for few months and I am looking for an insurance for them. They are in the process of getting a green card. However my dad is a dialysis patient and he needs to go thru weekly. Is there any type of insurance which cover his routine dialysis in addition to the emergency conditions.
Q:I am coming to USA on L1 Visa with my spouse and kids in Ohio. My insurance company provides insurance, but I want to look for outside options. Could you please help in getting good health insurance for me and my family?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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