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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am looking to buy the safe travels voyager plan. I haven't made my final nonrefundable payments yet. Am I able to add additional amounts to the trip costs after purchase? If so, how long am I able to do so for and how do I go about doing that? Thanks!

A:
You can add additional non refundable trip costs by emailing service@insubuy. You can add them up until 48 hours before departure. If you have any additional questions, please let us know.
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Q:Where is the schedule of benefits for Covid 19 positive diagnosis prior to returning home?

A:
Hello, Thank you for contacting Insubuy. The quarantine benefit will be considered as travel delay. When choosing a plan you can view the travel delay benefits by clicking on the plan benefits or in more detail by viewing the certificate wording. You can go to COVID-19 Travel Insurance with Quarantine Coverage section of our website to view the plans available. If you have further questions, you may contact our office at 866-467-8289.
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Q:Can you purchase insurance to only cover accommodation costs in case you have to quarantine in Costa Rica?

A:
Please find covid 19 travel insurance with quarantine coverage you can also find same insurance at Costa Rica travel insurance You can't find only quarantine coverage or accommodation coverage
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Q:got b1 visa and want to buy life insurance of 2 lacs . Is it possible to buy or not

A:
Unfortunately, there is any life insurance available for a visitor to the United States. You are required to be a resident of the U.S. as well as have a social security number.
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Q:Looking for coverage in the event we test positive for Covid, either before our trip begins or during it.

A:
Hello, Thank you for contacting Insubuy. If you are a US resident you can go to the following link to run a quote for trip insurance. The plans may cover if you are unable to travel due to a medical reason such as testing positive for COVID-19 prior to your trip. They will also cover travel delay if you test positive for COVID-19 and are mandated to quarantine. Travel Insurance We do not have trip cancellation insurance for non-US residents. If you are a non-U.S. resident, you can view plans on the following link. They will provide coverage for trip delay if you test positive for COVID-19 and are mandated to quarantine. COVID-19 Travel Insurance with Quarantine Coverage
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Q:We are applying for a long-stay visa for France (French Polynesia). If we purchase a 12-month policy and end up coming home early, is any part of the medical insurance refundable?

A:
Most of the insurance plans are refundable. you can find refund rules for Travel Health Insurance next to each plan when you get the quote by entering your information. Each plan has different rules.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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