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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I would like to inquire regarding kidnapping insurance to cover a 53 year old male travelling to Medellin Columbia on personal travel, with approximately 600,000 in liquid assets. Travel is from Friday 10/21 - Wed 10/26. Need an approximate cost, and any pertinent facts please.

A:
If you would like a quote for Kidnap and Ransom insurance, you would need to fill out the paper application located within our link below and submit it for proposal. /kidnap-ransom-and-extortion-insurance/ If you have any additional questions, please let us know.
{{currentOrigin}}/answers/other-insurance/kidnapping-insurance-travelling-medellin-columbia-38571/

Q:Which policy should I be looking at if I am a US citizen returning to the US permanently, and just want to set something up temporarily until I sort out my permanent US coverage? Thank you.

A:
We have a short term plan that can provide temporary coverage. Be advised that it is a short term plan and will not provide coverage like that of a domestic insurance. The plan will cover for new illnesses and new injuries that occur within the effective date and are not related to a pre-existing condition. The plan will also not cover routine maintenance or preventative care. /short-term-health-insurance/ You can select the link for Geographic Restrictions to see if it would be available to you based on the state in which you will be residing. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/other-insurance/policy-citizen-permanently-55163/

Q:My fiance will be visiting from Russia in about a month. I would like to get dental insurance to cover her stay (I'm getting medical insurance separately but it doesn't cover dental).Can I get coverage through you for her visit (about ten days) and what would be the cost?Also, is there any restriction on a visitor from Russia receiving care through one of your plan providers?

A:
There is not a dental insurance that we can offer for a visitor into the United States as those are domestically obtained by residents and citizens in the United States. There is a dental and vision discount plan that we offer from Careington that will provide discounts for services provided. There is not going to be an restriction from purchasing or using this discount plan.
{{currentOrigin}}/answers/visitor-insurance/fiance-will-be-visiting-from-russia-in-about-a-month-i-would-like-to-get-dental-insurance-to-cover-14411/

Q:we arrived here in U S A from Canada (myself & spouse) and our benefits under OHIP are live and wants to buy health Insurance from for our visit

A:
If you are looking for visitors insurance, you can find plans that would be available to you through this quote link: /visitors-insurance/ Each plan's information will be listed for you to review along with the quotes for premium based on your information entered such as dates of travel, ages, etc. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/visitors-medical-insurance/canada-benefits-ohip-health-insurance-visit-56602/

Q:What insurance plans are available for parents who are Indian citizens aged 79 and 73 with pre-existing conditions?

A:
The Safe Travels USA Comprehensive plan is a popular option for this age group. The Atlas America is also an available option. Both plans provide the acute onset of pre-existing conditions benefit. The Visitors Protect plan offers limited coverage for pre-existing conditions up to $20,000 for this age group.
{{currentOrigin}}/answers/visitors-insurance-usa/what-insurance-plans-are-available-for-parents-in-their-seventies-with-preexisting-conditions-43544/

Q:Hi, My mom is visiting the US next week for a few months. She suffers from HepB and has periodical checks for Liver Cirrhosis condition in India. Her condition is monitored on a periodical basis in India and apart from the regular medication, she doesn't need any special line of treatment. We were looking to buy health coverage that includes pre-existing conditions (one described above). This coverage is just as a safeguard if anything happens.

A:
Visitors Insurance is primarily designed to cover someone for new illnesses, injuries or accidents that either exist in the body or occur after the start date of the policy. The Visitors Protect plan provides coverage for pre-existing conditions, but there are limitations. With this plan the insureds must be medically fit for travel, and cannot be traveling to the United States solely for the purchase of obtaining medical treatment.
{{currentOrigin}}/answers/visitors-insurance-usa/what-visitors-insurance-covers-pre-existing-conditions-54099/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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