Ask Our Specialists

Thank you for contacting Insubuy for your insurance needs. The Atlas International plan is for travel outside of the United States and if you are traveling to the states you would be purchasing Atlas America which is the reason for the increase in premium as it is a different plan. However, you are not eligible for the Atlas America plan with the visa type that you are arriving on. If you employer offers insurance it is recommended that you enroll into that option as it is most appropriate. If it is not offered you are eligible to purchase a plan called Patriot America Plus. This plan is not PPACA compliant so you would be responsible for any penalties incurred for not having a compliant plan. Please use the link listed below for more details about the plan and to generate a quote. Patriot America Plus brochure & instant purchase link: /patriot-america-plus-insurance/

Hello, Thank you for contacting Insubuy for your insurance needs. Please see the answers to your questions listed below. 1. Mammography would not be covered as the plan does not cover preventative care as this considered to be a preventative service which would not be covered under the policy. Preventative Screening is any service that is done such as a routine checkup that should typically be done in the home country. 2. Once a plan is active is it recommended to continue with that plan throughout the duration of the stay. As purchasing a new plan would be new and anything that happens before the effective date of the new policy would not be covered to include any injured or illness that may have occurred under your previous policy. 3. Yes, the plans will cover anywhere outside of the home country or country of citizenship and during travel. 4. This would still be considered a pre-existing condition the plans have specific exclusions for cancer. If you have any further questions please feel free to contact our office. Thank you for your response. I just have a few follow up questions: 1. Do you have a recommended insurance plan which will cover preventive exams? 2. What coverage is available for cancer? Thank you for contacting Insubuy. Unfortunately, there are no plans on the market for a visitor to cover any pre-existing conditions or preventative care. If a non U.S. resident or citizen wishes to receive any treatment for a pre-existing condition or have preventative checkups this is an expense that would be solely out of pocket. If you need any further assistance please feel free to contact our office. Please review the link to a helpful FAQ that may assist with any unanswered questions. Visitors Insurance for Cancer Treatment in USA: /visitors-insurance-for-cancer-treatment-in-usa/ Hi. Is this still the same if it is for a Legal Resident? Noted on the cancer info. As a legal resident (i.e.) green card holder etc. The would be eligible to have a domestic Insurance that would cover any pre-existing conditions or preventative care. At this time the open enrollment season has ended and enrolling into a domestic insurance plan would not be available unless there is a special enrollment period warranted and would be determined by the marketplace. Thank you. Do you provide this health insurance? If so what plan options do you have? I believe my mom will qualify for special enrollment as her arrival to the US is dependent on the date the green card/ petition will be approved. Is this correct? Thank you so much for your prompt response. I really appreciate it. In order to enroll under long term policy, Your mother needs to have social security number. So as soon as she comes you can apply for her social security number usually it takes 1-2 months. In that time you can have Patriot America plus plan. Which covers any new sickness, injuries or accidents. No pre-existing and preventive care. However it has acute onset of pre-ex below age 70 years. More information on acute onset of pre-ex, /visitor-insurance-acute-onset-of-pre-existing-conditions/ If she is coming on immigrant visa you cannot purchase Liaison continent or Atlas America plan. Patriot America plus brochure, instant purchase link, /patriot-america-plus-insurance/

Thank you for contacting Insubuy for your insurance needs. Please provide your visa status here within the united States for proper plan recommendation. I will be traveling on a k1 fiancee visa There is no insurance that covers pre-existing conditions specially cancer for the person who is on K1visa. Insurance will pay for any new sickness, injuries or accidents that may occur after the effe. Date of the policy. Your existing conditions will be covered only if you get domestic insurance through your spouse after your marriage or once you get social security number. You can purchase Patriot America plan to cover any new sickness, injuries or accidents. Patriot America brochure, instant purchase link, /fiance-visa-medical-insurance/ Please review this plan and if you have any further questions feel free to contact us.

Thank you for your interest in purchasing insurance through us. This is a short term plan and insurance will pay for whatever treatment medically necessary as long as it is not pre-existing or preventive care. You can purchase Patriot America plus plan. Please review the plan details and feel free to contact us if you have any further questions. Or you can visit our website at www.insubuy.com to get other plans detail also.

In order to get maternity benefits she can’t conceive within 90 days of insurance effective date. If she conceive within first 90 days she will not get any maternity benefits. Please read certificate wording and brochure for more information, /international-major-medical-insurance/ If you have any further questions feel free to contact us.

We have several options for plans that will work for your mother. I am attaching the link for the appropriate plans for you to review. /new-immigrant-insurance/ If you need any further assistance, please contact our office.