There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Evaucation insurance for trekking trip I am looking for specific insurance for my trekking trip to Nepal in December. I need insurance for an emergency (helicopter) evacuation from the trek in the even a disaster happens, medical or other. I have international medical insurance already, but I need the emergency airlift/evacuation insurance. I've read your website info but I can't seem to find this coverage specifically. I will be with my wife, daughter (16 years old), another family of 5, and it will be a guided trip. Best regards

A:
Please note that emergency medical evacuation insurance plans cover evacuation and don't perform rescue operation. Evacuation is from hospital to hospital. Please look at evacuation plans at /trip-cancellation-insurance/ If you have any other questions, please feel free to contact us at any time.
{{currentOrigin}}/answers/other-insurance/evaucation-insurance-for-trekking-tripi-am-looking-for-specific-insurance-for-my-trekking-trip-to-ne-37937/

Q:Evacuation insurance for diseases Hello, I plan to buy - if possible this week - an insurance from you. Regarding the Emergency Medical Evacuation (that would be from Brazil back to the US), I do not understand the exlusion : "disease of any kind" (second bullet). If any disease is axcluded from the evacuation plan, what's the use of being covered ? I think I miss something... THanks for your quick reply.

A:
You have misunderstood. That means that the evacuation insurance plans cover just the evacuation, that is transportation. There is no coverage for the treatment of any disease. I hope that clarifies. You can make instant purchase online at https://www.insubuy.com Please let me know if you have any other questions.
{{currentOrigin}}/answers/other-insurance/evacuation-insurance-for-diseaseshello-i-plan-to-buy-if-possible-this-week-an-insurance-from-you-reg-86975/

Q:Sports disability insurance I am looking for a $4 million disability policy for a player in Major League Soccer, who is signing an agreement August 10 to play in Norway for a club . He wants to get paid $ 4 million should the player get hurt so badly between August 10 and December 1, 2009 playing in Major League Soccer here in the U.S., that he can never play professional soccer again. I need a quote quickly. Sincerely,

A:
Please fill the quote request form at /piu/requestquotes.pdf and fax it back to us.
{{currentOrigin}}/answers/other-insurance/sports-disability-insurancei-am-looking-for-a-4-million-disability-policy-for-a-player-in-major-leag-28827/

Q:half time student eligibility I am an international student currently studying at Georgetown University. My friend introduced me "Study USA- Healthcare insurance plan" and you. I have a question regarding applying to a health insurance plan that I hope you could help me with. I am currently enrolled in Georgetown as a half time student for its summer program, and will be continuously enrolled as a half time student in the fall semester because I have to finish a required summer course which is an intership. Will I be eligible to the health insurnce plan, and if so when can I activate my insurance if I apply in the next couple days? I'd like to activate it on 15th August. Any help is appreciated.

A:
You would have to be a full time student in order to qualify for the student plans. Sorry. Please let us know if we can be of further assistance. Thank you for your quick response. Will I be eligible for Visit USA-Health Care? I have a F-1 visa which lasts for another 4 years. Thanks. Yes, you are. You can buy it at /visit-usa-insurance/
{{currentOrigin}}/answers/f1-visa-insurance/half-time-student-eligibilityi-am-an-international-student-currently-studying-at-georgetown-universi-66126/

Q:Nonimmigrant visit to USA I am writing from China for inquiring about purchase of health insurance for nonimmigrant visit to USA. Based on an exchange program between Guizhou University and Presbyterian College, South Carolina, Guizhou University is going to send a faculty and student group (totally 18 persons) to Presbyterian College for a five-week exchange visit in January, 2009. We are going to apply for J-1 visa. In order to obtain DS-2019 form from PC (DS-2019 form is one of the documents for our visa), we are required to purchase Mandatory Health Insurance forms. So PC gave us your email. If our group can obtain visa on time, our scheduled itinerary is as follows: Departure from China on January 19, 2009 Return to China on Feb. 23, 2009 We were recommended by PC to purchase the insurance for the group. The daily fee for each person is less than $2. We need to purchase the minimum coverage required for the 35 days of Our visit. We are required to return all required materials to PC by December, 3. So we have to do it as soon as possible. Please kindly guide me how to purchase our insurance and how can we pay for it. Each person will need separate invoice for their insurance. Thank you very much for your help and looking forward to hearing from you soon.

A:
You can buy /patriot-exchange-program-insurance/ You can pay with the credit card. Please let me know if you have any other questions.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/nonimmigrant-visit-to-usai-am-writing-from-china-for-inquiring-about-purchase-of-health-insurance-fo-12102/

Q:Patriot America vs Protection America Please Can you send e mail & let me know the difference between Patriot America & protection America. Are they not by same company. If so Why premium is higher for protection america for 70 years age .apreciate yr prompt reply as i intend finalise in one or two days . I am arriving in US on 15 th DEC. Apreciate yr prompt reply. I am staying in GULF Thayt is why i filled up only e mail Id so that you can reply

A:
Main difference: Patriot America must be purchased for minimum 3 months initially (3 months upfront payment) in order to be renewed in future. Protection America can be purchased for any duration and still be renewed. You can buy either of them online at / Please feel free to contact us at any time if you have any other questions. I need for 25 days only is patriot america posible then .I have given details & quote came for nboth that is why i asked the question please clarify I need it from 14 th Dec to 7 th JAN Date of Birth of mine is 9th March 38 & my wife is 59 as per yr site i have to take it seperately since i am above 65 .Thanks for yr prompt reply .clarify above also as quote came to me with above details of mine on yr site. If you want it only for 25 days, you could buy either one of them. However, it is recommended that you buy Protection America, just in case you need to extend it unexpectedly. You can either buy it together or separately. However, we recommend that you buy separately for more flexibility. Any way, the price is per person, deductible is per person, policy maxmium is person and there is no advantage in putting two persons together. You can buy either of them online at / Please feel free to contact us at any time if you have any other questions. While aplying in your form I had following Doubts. 1. I am staying in UAE whether i can Apply for Protection America insurance using my credit card ( Master) Issued by BANK based in UAE. OR It should be aplied by my son whom we are visiting. 2. I have given his addres in Sunnyvale CA for despatch of documents of policy etc. During travel for me to carry a print out of CARD Is it posible to send that by e mail Or what do you want me to do. The flight is Dubai - Washington D.C - Sanfransisco . Flight leaves at 00.30 on 15 thDEC in Dubai which is actually 14 th in USA Eastern time. WHEN I ENTERED Dep DATE AS 15 TH DEC & EFFECTIVEDATE AS 14 th FOR POLICY SYSTEM DID NOT ACCEPT SAYING EFFECTIVE DATE CANOT BE EARLIER THAN Dep DATE. SHOULD I SAY 14 TH AS DEP DATE AS MY PAS PORT WILL BEAR 14 TH DATE AS IMMIGRATION WILL BE DONE 3 HRS BEFORE FLIGHT. 3. bENEFECIARY DETAILS IS A MUST SYSTEM SAID.IN RED LETTERS. iF I AM TAKING THE POLICY mY WIFE WHO IS TRAVELLING WITH ME should be written as beneficiary or you should write someone who is not travelling with me. The wording in the form is not clear it says when you dont fill up the column Benefeciary will be his/her spouse and children . Please Kindly reply Imediately. Sorry For writing in so much detail. 1. It can be either one. If it does not work, your bank is denying the charge and not us. In that case, use another card or call your bank to manually authorized it. 2. Put all both effective date and departue date as Dec 14. It will work. 3. Put your son's name. You can apply online at htp://www.insubuy.com Please feel free to contact us at any time if you have any other questions.
{{currentOrigin}}/answers/visitors-health-insurance/patriot-america-vs-protection-americaplease-can-you-send-e-mail-let-me-know-the-difference-between-p-58836/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More