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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I'm basically holding an F1-OPT visa. My wife will come to the USA in the next month's on F2 visa and we both from India. I'm working on OPT Status and I don't have any insurance yet the time. I'm planning to take a new one for both so, I would like to know which insurance is cheap and good for me in case my wife will pregnant in the future, which insurance policy would be covering all maternity-related expenses then please let us know, what you are offering with a waiting period.

A:
You may purchase the Study USA plan, as this plan will provide coverage for maternity if conception occurs after the effective date of the policy. The plans in the OPT section, are designed to cover you until you are eligible to purchase insurance through your employer. Please use the link provided to view the plan details and purchase. You may also purchase over the phone by contacting our office at (866) INSUBUY.
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Q:If my daughter needs medical treatment or a visit to a doctor within PPO, will the bill we payed by the insurance company without me anticipating any expense? We are going to travel to the US on a visitor visa and were wanting to purchase the insurance in case of any unexpected injuries or illnesses.

A:
Typically the in network providers will bill directly to the insurance.
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Q:We have got visa interview in family based green card at Mumbai on 26 2019 through my daughter who was citizen We want know about green card holder insurance in USA with quotation and we also know we got conformed interview date at US Consulate Mumbai but we want take appointment for Bio mate-rick we can take in Chennai or we can take only in Mumbai Please advise in this matter

A:
Thank you for contacting Insubuy for your insurance needs. Please see the new immigrant section of the Insubuy website for the available plans as a new immigrant into the United States. If you have any questions please feel free to contact our office.
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Q:I'm studying in the UK and I am going to Texas for the spring semester. I'm in need of health insurance that meet both of the requirements of ACA and DoS. Do you offer such an insurance and if so, could you give me a quote? I'm staying in the U.S from Jan-June 2020.

A:
There is not a plan that is outside of your University that you could purchase to meet these requirements. You would need to obtain coverage through your University to be in compliance.
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Q:I am 75 years and holding Green Card since July 2015. I have not worked in USA. I am getting Obamacare Health coverage which I will not get after 5 years (after July 2020). Which Insurance I am eligible after July 2020?

A:
The following link will show the plans that are available for you. These are short term plans and depending on your state the duration the policy can be purchased varies with the maximum being 6 months /new-immigrants-health-insurance/ If you have additional questions, feel free to contact our office at +1 866-INSUBUY/866-467-8289
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Q:I'm trying to buy an insurance for medical repatriation only but you don't have plans to ages more than 50 yrs old, is there any alternative insurance of this kind at my age which is 53.

A:
You can purchase Visitors Secure.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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