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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I'm a student looking to buy an insurance plan to satisfy particular requirements for a J1 Visa. I called one of the Insubuy agents and was told to send the requirements via email. The following are the requirements. - Medical benefits of at least $100,000 per accident or illness - Repatriation of remains in the amount of $25,000 - Expenses associated with medical evacuation in the amount of $50,000 - A deductible not to exceed $500 per accident or illness Would you be able to suggest potential Insurance Plans for students for a J1 Visa?

A:
Thank you for contacting Insubuy for your insurance needs. Based on the requirements you may purchase any plan in the J-1 Visa Insurance section. A very popular option is the ExchangeGuard plan. Please use the link provided below to view the plan details and purchase. You may also purchase over the phone by contacting our office at (866) INSUBUY. If you have any additional questions, please let us know. ExchangeGuard
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Q:I am a Graduate Student on F1 visa and already have a travel health insurance from India. But now I need a health insurance for my daughter (Age - 2 years) who has F2 dependent visa and will be coming to US on Saturday, 20th March.

A:
There are a few plan options available in the International Student Insurance section. If you have specific requirements please provide the compliance form from your university so we can recommend an adequate plan. If you also provide us with your most recent arrival date in the US, age, dates of coverage, citizenship and state you are residing in the US we will also be able to provide you with quotes. Alternatively, you may also get quotes and view plans at the following link if you are only needing to meet the standard requirements for the F1 Visa: International Student Insurance
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Q:Need Medical insurance for my parents 75 & 69 years old. Greencard holders. Live in Connecticut. They moved here this past September and need coverage until May.

A:
You can purchase any of the plan from our New immigrant insurance section of our website. Please select policy maximum at least $50k. Enter appropriate criteria. You will find many plans and you can compare the plans side by side.
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Q:If I purchase the LX policy, cancel for any reason, will it cover even at this time with the Coronavirus? Really for any reason? or will that be some kind of exclusion? My initial payment for the trip was made March 1st.

A:
The CFAR benefit is available on the Travel LX plan and it is Cancellation for Any Reason. It would provide a benefit up to 75% of the none refundable trip cost in the event of cancellation. It is the only benefit you could use cancel for COVID-19.
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Q:I am a Canadian returning to Canada and need temporary insurance until I can renew my Ontario Health Insurance. I am unable to complete the forms on this website because my home country is the same as the one I'm "visiting". How can I purchase insurance?

A:
As a Canadian citizen returning to your home country there Is not an insurance that we can offer you as you would not be considered a visitor.
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Q:If I buy ExchangeGuard Choice Insurance, will it cover for COVID-19 test/treatment, in case I need to avail in future. FYI, I'm (25 years old) perfectly healthy and this is just a precaution. I'm currently in USA on F1 visa OPT. I initially entered USA in 2017 and my last trip to my country India was in January 2019. My previous International Health Insurance expired more than 30 days ago and I never claimed anything in 2 years.

A:
Thank you for your interest in purchasing insurance through us. There is no specific exclusion for Coronavirus. It will be covered as any other sickness. It should not be related to any pre-existing or preventive care. However, this situation is rapidly changing. Before making any decisions, please make sure to confirm the latest details with us first. Please read Coronavirus FAQ for Travel medical insurance here. Please feel free to contact us if you have any additional questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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