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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I am interested in buying one of your insurances but I have some problems with understanding which one meets my needs. I am an Italian citizen, aged 24, and I will come to the US with a J-1 Visitor visa for the period 1/3/2018-5/4/2018. I need an insurance with the following characteristics: 1) maximum $2000 Out-of-Pocket expense 2) Covers all Pre-existing Conditions with no waiting period 3) Minimum $100,000 for each Sickness/Illness 4) Minimum $100,000 for each Accident/Injury 5) Minimum $50,000 for Medical Evacuation 6) Minimum $25,000 for Repatriation 7) Minimum $500 Deductible Could you help me and find an insurance that will cover these points at the lowest cost?
Q:I am thinking of buying : "Atlas Travel Insurance" for my parents visiting from : December 15, 2017 - Feb 4, 2018. I have a few questions: 1.) If I buy insurance online today or tomorrow will it be effective from December 15, since it is very close to December 15. 2.) My father has gone through some heart surgery 4-5 years back. Currently he is healthy. Is there anything specific i need to look for in insurance ?
Q:My wife is currently a student and is having H4 Visa. Do you have an affordable student health insurance visa?
Q:I plan to buy Evacuation/Repatriation insurance. Is that reach the amount as follows? Evacuation - $50,000 Repatriation - $25,000
Q:I have a question that does visitor's insurance cover tdap vaccination?
Q:Hi, I am planning to take travel health insurance from insubuy for my parents for few months, probably through atlas america. 1. Looks like is is associated with First health network. If a provider wants to direct bill, where do they call-First health network or Atlas america? 2. My next question is about pre-certification. If one gets admitted to hospital for emergency condition, physicians will be the one who will order CT, MRI and a patient may not have time or capacity to apply for pre-certification . Also patient may not even know he is getting CT, MRI until they have already been done. For out patient CT/MRI,there will be enough time and patient can apply for pre-certification. When a patient gets admitted to hospital, there may not be enough time to do that and those tests may be needed emergency. What can be done in such situations? Thanks
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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You cannot find a lower price anywhere for the same product.
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There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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