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Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I am looking to purchase insurance for my son who is about to arrive at Culver-Stockton College MO as a student-athlete. We are from Melbourne Australia. Do your insurance plans cover intercollegiate sports injuries? Would appreciate your help.
Q:I'm in the US here on OPT currently and need insurance for some months till employment. I would like to get insurance for getting help with mental health issues through a therapist/psychological service. Now, while several of the plans are good for me, I am not sure if these are considered pre-existing conditions or not and whether the costs for them would be covered or not.
Q:Does trip insurance cancellation cover the full cost of a trip given that the insure purchased for himself and his significant other? Also his significant other is not traveling on same airline, as she will be traveling from a different country?
Q:Hi, I learned from your website that pre-existing conditions are not covered. However, I learned that under the Affordable Care Act, health insurance companies can't refuse to cover you or charge you more just because you have a "pre-existing condition" - that is, a health problem you had before the date that new health coverage starts. So is the law still applicable?
Q:Could you please advise if F2 visa holder can buy safe travels USA comprehensive insurance?
Q:I'm on H-4 visa. Am I still eligible for Atlas MedEvac insurance specially designed for J-1 visa holders?
Can't find answers to your questions?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More