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Ask Our Specialists
I am an exchange student from China and my visa is J1 and my category is student with non degree. I am 20 year old and studying in Colorado school of mines in Golden Co 80401 for one semester. Because I am an international student sponsored by Chinese government so I can choose another health insurance. I just stay in America for 4 months so could you please give me one which is the most cheap and also meet our school insurance policy FOR THE 2016 2017 PLAN YEAR To determine if your current plan qualifies to waive enrollment in the SHIP your plan must meet each of the following coverage requirements has a lifetime maximum benefit of at least $2,000,000 with no yearly or per condition maximum benefit that would reduce coverage includes participating health care providers in the Denver metro area for both emergency and non emergency health care services includes prescription drug benefits provides at least 20 outpatient visits for mental health care services and provides at least 30 days of inpatient mental health care services including emergency psychiatric admissions coverage is in effect on the first day of classes without any waiting period or pre existing condition exclusion and will remain in effect for the 2016 2017 academic year has an individual deductible of $6600 or less and has coverage while traveling abroad if current plan does not have this coverage students must purchase additional travel insurance.
Thank you for contacting Insubuy for your insurance needs.
Unfortunately there are not plan available that would meet your schools requirements. It is recommended that you purchase insurance from your school.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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