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Ask Our Specialists
UK visitor, medical insurance in USA needed, age 70 Good afternoon I am a United Kingdom British subject wishing to travel from the UK to USA later this year for a period of approximately 10 days. Can you offer me medical travel insurance plan for that period? I will need to offer you my medical history.
Hello, Thank you for contacting Insubuy for your insurance needs. There are many plans that you can purchase for coverage within the United States. If you would like a quote for coverage please send us your age, the state that you would need coverage in as well as the status that you will be arriving on and plan recommendation and quote can be sent to you. Meanwhile, you can review plans using the following link: www.insubuy.com
Hello Thank you for your response. My age is 70 years My final destination will be the State of Maine, but will arrive via Boston, MA. My status will be a UK Passport with attached USA Visa.
Hello, Can you please provide your dates of coverage.
Hello I haven't booked a flight ticket yet, but should be around the first week of November 2016 for up to 10 days. Kind regards
Hello, Thank you for contacting Insubuy for your insurance needs. A separate quote for coverage had been emailed to you for review. Please feel free to contact our office for further assistance.
Hello Thank you for your quotation. I notice the max Policy cover is $50,000. Can I increase this amount to $100,000 or is it in order to have two insurance policies with different insurance companies. I would also feel more secure in coming to the USA if I offered my pre-existing medical conditions. The reason for this I was admitted to hospital in Maine, May 2014 and was discharged after 15 days with bills amounting over $80,000. The claim was denied by my UK insurer with the reason a pre-existing condition may have contributed to my illness. The American surgeon stated the pre-existing condition had no direct connection with my illness at that time. Even so I lost the claim and had to pay, so I need to be sure I don't get caught out again. Thank you for your good service. Kind regards
Hello, The plans we have recommended do not offer a $100,000 policy max for someone 70 and over. Please see the links provided for the plans that will offer the $100,000 policy max. Atlas America brochure and instant purchase link: /atlasamerica-insurance/ Patriot Platinum brochure and instant purchase link: /patriot-america-platinum-insurance/ When completing an application there is nowhere that you can include information about your pre-existing conditions. That information would only be requested in the event of a claim. You can keep the records available in case there is a need. If you have additional questions please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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