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Question:

My 81 year-old mother is in the US, we are processing her green card - she does not have a SSN yet. Available comprehensive insurance for her age is up to 50,000 max. Does not sound like much... I am thinking I would like at least 100,000. I understand I can buy two policies, say the Safe Travels USA Comprehensive and a fixed-coverage plan like the Safe Travels for Visitors to the USA.My questions:1. Is there a problem with both policies being underwritten by the same insurer?2. Will the comprehensive policy always be the "primary" one, ensuring only after 50,000 you start "co-paying" with the fixed plan?Thanks.

Answer:

1. No, you can't buy two policies from the same insurance. 

2. No. That is not true. 

Safe Travels USA Comprehensive is available only as long as the person has not received the greencard yet. 

You can look at additional products at /new-immigrant-insurance/

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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