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Question:

I am interesting term life insurance in U.S, and would like to buy during visit U.S. Could you like me know the below details: 1. I am Chinese, 32 years old, male, no smoke, and living in China now , can buy the i term life insurance during visit U.S ( only stay 2 weeks) ? The reason is US term life insurance if more efficiency and affordable. 2. if so , please let me know how to do ( document, health check result, etc.)

Answer:

Per the Underwriting dept. You will not be eligible to purchase life insurance being on visitor visa coming from China. It's available for USC who lives outside US or non US Residents lives in UK.

You can purchase medical insurance which covers accidental death. 

Please find more information at our website. Please enter appropriate criteria. You will find many plans and you can also compare them side by side 

Please feel free to contact us if you have any further questions.


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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Buy U.S. based visitors insurance and enjoy your trip.

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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

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You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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