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Question:

I want to ask something for purchasing insurance. If I purchase insurance for 4 month, should I have to pay the insurance fee at once or pay per month? And can I cancel the insurance during insurance? Please let me know.

Answer:

Most of the plans are extendable as well as refundable.  However, each plan has their own specific rules and guidelines for each of these benefits.  Each plan will have a link for Extendable and Refundable.  Click on the link under the plan for their plan specific rules and guidelines.   

The plans that are extendable or renewable, will allow you to purchase in increments and then renew the plan for additional time before the plan expires. So for example, you could purchase a month of coverage, and then before that month expires, renew the policy for another month.  

If you have any additional questions, you can contact our office directly at 1-866-INSUBUY, and our licensed agents will be glad to assist.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Healthcare costs are very high in the U.S.

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You could lose your non-refundable trip costs if you had to cancel your trip.

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The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

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Most schools require international students to purchase health insurance.

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