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I am in the market for a Comprehensive Travel/Medical Insurance Plan for my nephew who will be spending approximately one year in China. He is a 26 year old US citizen who resides in Kentucky. I have been considering either the Atlas International Plan or the Patriot International Plan. Although his entire trip will be about 1 year he will return to the US for 16 days half way through. Can I get a 364 day policy understanding it will not cover the 16 days he is back in the US but will cover both stays in China or do I need to get one policy for the first part of his stay and then renew it for the second part. Your help will be greatly appreciated.
Both Patriot International and Atlas Internationalprovides incidental trip to home country. So You can do it either way. Purchase for 364 days at one time or purchase for the first part of trip and then you can repurchase for the next part. Patriot International you can have max. for 2yrs and Atlas international you can have max. for 364 days.
You can compare these both plans at:
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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